We’ll arrange your mortgage in Dubai
Hypovea helps clients with administration and mortgage financing in Dubai.
Ing. Kristína Makovini, DipIFR, MBA
Since 2018
helping in Dubai
We’ll arrange your mortgage in Dubai
Hypovea helps clients with administration and mortgage financing in Dubai.
Ing. Kristína Makovini, DipIFR, MBA
Since 2018
helping clients in Dubai
Interest rates from
3,99 % p. a.
Financing up to
85 %
Pre-approval within
do 24 h
Max term
25 years.
Partner banks
20+
Want to know
if you’ll qualify?
A quick estimate to show whether a mortgage makes sense before you start the process.
Who we help with mortgages
They all have one thing in common: they want a partner who communicates in CZ/SK, keeps the process under control, and guides them from assessment to drawdown.
How the process works with us
So you don’t have to deal with banks, documents, and unclear requirements, we’ve set up the process to be as simple as possible.
Consultation or mortgage calculator
First, choose what suits you better:
- book an initial consultation, or
- make a quick estimate using our mortgage calculator.
Fill in your details and upload documents
Fill in a short form with basic information and securely upload the required documents.
This allows us to quickly get a clear picture of your situation and provide a real assessment — not just an estimate.
We assess your options and propose a solution
Based on your data and documents, we assess:
- whether you qualify for a mortgage,
- in what amount,
- under what conditions,
- and which bank offers you the best outcome.
We handle the entire process and paperwork
If you decide to proceed, we take care of the entire process:
- communication with the bank,
- document adjustments and completion,
- submission and approval,
- coordination of signing and drawdown.
Consultation or mortgage calculator
Najskôr si vyberiete, čo Vám viac vyhovuje:
- dohodnete si úvodnú konzultáciu, alebo
- si spravíte rýchly orientačný výpočet cez našu hypotékárnu kalkulačku.
Fill in your details and upload documents
Fill in a short form with basic information and securely upload the required documents.
This allows us to quickly get a clear picture of your situation and provide a real assessment — not just an estimate.
We assess your options and propose a solution
Based on your data and documents, we assess:
- whether you qualify for a mortgage,
- in what amount,
- under what conditions,
- and which bank offers you the best outcome.
You’ll receive a clear recommendation and next steps.
We handle the entire process and paperwork
If you decide to proceed, we take care of the entire process:
- communication with the bank,
- document adjustments and completion,
- submission and approval,
- coordination of signing and drawdown.
You provide the documents and make decisions. We handle the paperwork and keep everything under control.
How we can help
Mortgage for property purchase
We assess your eligibility, loan amount, and conditions — and guide you through the process.
Refinancing & equity release
Zistíme, či máte nárok na ypotéku, v akej výške, za akých podmienok. a prevedieme Vás celým procesom.
Financing for real estate clients
Zistíme, či máte nárok na ypotéku, v akej výške, za akých podmienok. a prevedieme Vás celým procesom.
Who is behind Hypovea?
Hypovea is led by Kristína Makovini, who has been working in finance and banking in the UAE since 2018. She helps Slovak and Czech clients set up mortgages so they are both approvable and easy to understand.
The approach is process-driven, transparent, and based on close cooperation with UAE banks to ensure everything runs smoothly.
Ing. Kristína Makovini, DipIFR, MBA
Founder HYPOVEA
We work with leading banks in the UAE
Frequently asked questions about mortgages
Answers to questions clients usually have before starting the process.
Is it difficult to get a mortgage in Dubai?
Getting a mortgage is much easier when the process is set up correctly. It starts with a quick eligibility check to see if you meet the requirements. Then everything moves step by step — from documents to approval — so the process runs smoothly.
What exactly is a mortgage?
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
How do banks in the UAE assess mortgage applications?
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
What are mortgage interest rates in Dubai?
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
Client experiences
How clients who have already gone through the process evaluate working with us.
Refinancovanie
„Proces bol nastavený jasne od prvého posúdenia až po schválenie. Dostali sme reálne informácie o možnostiach financovania a odporúčanie ďalších krokov. Oceňujeme najmä transparentný prístup, rýchlu komunikáciu a profesionálne vedenie celého procesu.“
Chief Executive Officer
Refinancovanie
„Proces bol nastavený jasne od prvého posúdenia až po schválenie. Dostali sme reálne informácie o možnostiach financovania a odporúčanie ďalších krokov. Oceňujeme najmä transparentný prístup, rýchlu komunikáciu a profesionálne vedenie celého procesu.“
Chief Executive Officer
Refinancovanie
„Proces bol nastavený jasne od prvého posúdenia až po schválenie. Dostali sme reálne informácie o možnostiach financovania a odporúčanie ďalších krokov. Oceňujeme najmä transparentný prístup, rýchlu komunikáciu a profesionálne vedenie celého procesu.“
Chief Executive Officer
Refinancovanie
„Proces bol nastavený jasne od prvého posúdenia až po schválenie. Dostali sme reálne informácie o možnostiach financovania a odporúčanie ďalších krokov. Oceňujeme najmä transparentný prístup, rýchlu komunikáciu a profesionálne vedenie celého procesu.“
Chief Executive Officer
Book a consultation
A short consultation will give you clarity on your options, the process, and next steps — with no obligation.
